Vice President of Lending

The Vice President of Lending is responsible for the overall leadership, direction and performance of the credit union's lending functions.  This role oversees consumer, real estate, commercial and indirect lending, as well as collections, ensuring sounds credit risk management and a strong member experience.  The Vice President of Lending plays a key role in driving loan growth, maintaining asset quality and supporting the credit unions' strategic objectives.

Key Responsibilities Include:

• Provide leadership and strategic direction for all lending functions, including consumer, mortgage/real estate, commercial, indirect lending, and collections
• Drive loan growth while maintaining strong credit quality and risk management practices
• Oversee underwriting standards, loan approvals, and portfolio performance
• Monitor and manage credit risk, delinquency, and charge-offs
• Ensure compliance with all applicable regulations, policies, and procedures
• Lead, coach, and develop the lending team to achieve performance goals
• Collaborate with executive leadership and other departments to support organizational strategy
• Develop and maintain strong relationships with members, business partners, and vendors
• Analyze lending trends and implement strategies to improve efficiency, profitability, and member experience

Qualifications and Experience:

• Proven leadership experience in lending within a financial institution (credit union experience preferred)
• Strong knowledge of consumer, real estate, commercial, and indirect lending, as well as collections
• Demonstrated experience in credit risk management and portfolio oversight
• Self-motivated, driven, and results-oriented with the ability to lead through change
• Strong decision-making and problem-solving skills
• Excellent communication and relationship-building abilities
• Ability to balance growth objectives with sound risk management

Benefits:

• Health insurance
• Dental insurance
• Vision insurance
• Health savings account
• 401(k) matching

Work Location:  Austin, MN branch