Senior Financial Service Officer (Lender/Underwriter)

Wakota FCU offers a competitive wage & benefit package including a 401(k) savings plan with a 6% match, FLEX spending account with annual emplorer deposit, medical, AFLAC, vacation, sick time, paid holidays and tuition reimbursement.  If you have an "I CARE" attitude and want to join a non-corporate growing organization and a dedicated team with a strong mission to help the underbanked and local community in a collaborative, supportive work environment then we want to talk to you.  

Wakota Federal Credit Union is an Equal Opportunity Employer

Position Overview:

A Sr FSO interacts with members through a variety of communication channels. Recommends different types of consumer lending, account products and services. Provides financial counseling, underwrites consumer loans including real estate.   

Qualifications and Skills: 

• 4-year college degree and/or financial leadership certification is a plus but not required
• 5+ years of advanced financial consumer lending experience with a strong emphasis on underwriting.  
• Ability to navigate and resolve complex issues and situations 
• Advanced knowledge of credit and regulatory policy as it relates to consumer lending
• Ability to consistently identify and cross-sell product and service opportunities that will be beneficial to the member
• Strong analytical and decision-making skills required with a high degree of accuracy
• Aptitude to work independently as well as part of a team and ability to collaborate with a variety of personalities
• Strong verbal and written communication skills
• Strong knowledge of technology and various computer programs with an advanced knowledge of Microsoft Office
• Time Management skills and the ability to prioritize workload based on department and member needs
• Flexibility to adapt and succeed in a dynamic environment
• Ability and drive to provide exceptional service to members and coworkers
• First mortgage experience and knowledge is preferred but not required
• Spanish/English bilingual preferred but not required, 

Workplace Environment: 

• Requires face-to-face interaction and coordination of work with other employees, and in-person interaction
• Sitting 70-80% and standing 20-30%
• Working at a computer 98% of the day 
• Utilizing the phone 40-60%
• Bending, twisting, kneeling, stooping, or crouching when appropriate, on occasion
• Repetitive movements, including but not limited to typing, using a mouse, phones, etc. 
• Lift, carry, push or pull up to approximately 50 pounds (cash/coin bags, supplies, etc.)

Required Work Schedule:  
Shifts between 8:45am – 5pm Monday – Friday and some Saturdays 9am-12pm. Consistent and reliable attendance is a required essential function of this role to meet the needs of the department/team and organization. Must have reliable transportation.

Compensation:

This position has a starting pay range of $22 - $30; Additional $1/hour for bilingual fluency in Spanish/English  

This range reflects what we anticipate offering a successful candidate based on factors such as the role’s responsibilities, required qualifications, and relevant experience. The actual pay may vary depending on the selected candidate’s skills, experience, and other qualifications.

Disclaimer

Applicants will be subject to a background and credit check. Employees in this position must be able to satisfactorily perform the essential functions of the position. If requested, Wakota Federal Credit Union will make every effort to provide reasonable accommodations to enable employees with disabilities to perform the position’s essential job duties. As markets change and the Organization grows, job descriptions may change over time as requirements and employee skill levels evolve. With this understanding, Wakota Federal Credit Union retains the right to change or assign other duties to this position.