Universal Banker II/Loan Officer

Applicant
Within 20 miles of location

Supplemental pay types: New hires will receive a $1000.00 sign-on bonus ($500 after 90-days of employment, then $500 after 180-days).

• Incentive Pay

SMW Financial Credit Union was established in 1953 to assist members' financial needs in a credit cooperative. Our mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school, or volunteers in Anoka, Hennepin, Ramsey, or Washington Counties of Minnesota. We play an active role in supporting those communities through volunteerism and financial education. offer everything from home-buying seminars to loan and deposit products, to investment services, to free financial advice to our members.
At SMW, you’re part of a team that is energetic, hardworking, and dedicated. We’re proudly building the best possible team to serve the needs of our members.
Founded on the credit union motto of “people helping people,” we look for candidates who want to make a difference.  We have the tools and training for the right individuals to live our member-centric philosophy — to build trusting relationships and strong financial futures.
Description
This position is responsible for establishing and strengthening member relationships by acting as a trusted advisor in identifying sales opportunities beneficial to each member. A Universal Banker II is responsible for opening and closing accounts, originating, and closing loans, cross selling products and services and providing personal and excellent member service. While conveying a professional image at all times by being respectful, courteous and considerate of members and coworkers through verbal and nonverbal communication, adhering to dress code, maintaining a clear and organized work place. In addition, this position acts as back-up to the frontline staff as business needs dictate.
Minimum Qualifications

• High School Diploma or GED
• 2 years of banking and lending experience
• Ability to read and understand a credit report
• Background study and credit checks required
• Proven sales experience
• Previous experience meeting lending goals
• Ability and willingness to work out of our Maplewood branch as business needs dictate
• Proficient knowledge of MS Office Software
• High degree of accuracy and close attention to detail
• Excellent verbal and written communication skills
• Ability to problem solve and multitask in a busy environment while maintaining a member focused professional demeanor.
• Proven team player
• Ability to sit or stand for long periods of time

Benefits:

• 401(k) W/ Employee Match
• Dental/Vision insurance
• Flexible spending account and health savings account
• Traditional and High Deductible health plan options available including no-cost plans.
• Life insurance
• Paid time off, including Federal Holidays
• Employee Assistance Program
• Optional AFLAC supplemental insurance
• Education and training opportunities 

Schedule:

• 7.5-8 hour shift
• Weekend availability, typically once every 5 weeks (Working from home answering phone calls Saturdays 8:45-12:15)

Experience:

• Sales: 1 year (Required)
• Cash handling: 1 year (Required)
• Banking: 2 years (Required)